Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

Tips to Stay Safe While Driving in Winter Weather

You depend on your vehicle to get you from point A to point B safely and soundly, even when dealing with the hazards winter weather brings. From the moment your vehicle is in motion, winter driving demands your full attention. With rainstorms, black ice, slush, or a whiteout wall of snow, you are at higher risk of a collision or breakdown. While having auto insurance... Read Article

Save Money and Energy by Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may already be prepared for winter, and purchased a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs and... Read Article

Basic Guidelines for Purchasing Flood Insurance

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situation, putting flood insurance in place could, in the end, could save you thousands, tens of thousands, or... Read Article

You or Your Car: Who is Insured?

Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what – or who – is actually covered. So if you get in an accident while driving another person’s car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically... Read Article